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Pay attention to these if you get a call from an alleged debt collector so you can avoid becoming the next victim. Scammers will call consumers to collect debts, posing as real collection agencies.Often, the scammers will have already accessed your personal information through identity theft or by obtaining your credit report.Any legitimate collection agency will readily give you this information.The caller refers you back to the original creditor for information.
But there are some red flags to watch for that indicate that the collection call you receive is probably not from a legitimate collection agency.
If it cannot provide you with basic information about the debt, such as the date of default, amount of principal vs.
interest, account number, whose name the debt is in, or other information, or it refers you to the original creditor for such information, it's likely a scammer.
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